Why You Should Only Use Organic Skin Care Products

forehead wrinklesUsing natural skin care products and organic skin care products, is a growing desire for most people. You want skin care that is effective, safe to use and good for the environment. There are many natural products in the marketplace and an increasing amount being sold as organic.

Why choose natural and organic skin care products?

The natural vs. synthetic debate has become very intense and polarized. Which is better? Which is safer? What should you use? There is so much information – much of it inaccurate. There are consumer groups determined to scare the consumer away from buying practically anything, natural or synthetic. Every ingredient seems to be hazardous in their opinion. It’s gotten a bit out of control.

It can be made quite simple. If your desire is to use a skin care product with a positive effect on the skin, use products that actually have ingredients that will provide that effect. Most synthetic ingredients used in skin care products are in there to make the product look good in the bottle. These are emulsifiers that keep the oil and the water from separating, surfactants that cleanse and preservatives. A majority of natural products will have mainly active ingredients in the product. This would be vegetable oils, herbals, essential oils and nutrients (though many nutrients like vitamin C, CoQ10 and others are synthetically made).

The choice in this direction is now between a majority of active ingredients or functional – just there to make the product look good – ingredients. Ingredients that are synthetically composed of petroleum are also viewed as more environmentally hazardous. As an environmental concern, natural ingredients should be sustainable, and not in danger of extinction.

There’s a lot more depth to this discussion.

Organic skin care products

It’s best if you play the role of the skeptic when it comes to labels and marketing. If a label says organic skin care it should have an official seal, like the USDA NOP certified organic seal. If an organic skin care line is coming from Europe it may have the ECOCERT label.

What is natural skin care?

The bigger challenge is in identifying what defines natural. Many ingredients labeled as natural are really synthetic. This doesn’t make them bad or dangerous, as many people are being led to believe. Several ingredients, such as vegetable emulsifying wax and cetearyl alcohol, are derived from plant sources and altered to become a new compound used in skin care. These start as natural so are often described as natural ingredients by the brands using them. Natural soap is another chemically altered ingredient that is no longer natural. Coconut oil is used in a reaction with sodium or potassium hydroxide to create a cleanser. The resulting compound, or soap, is called sodium cocoate – if made with sodium hydroxide, potassium cocoate if made with potassium hydroxide. This compound does not occur in nature so can not be defined as a natural ingredient. These two examples are used to show the difficulty in defining a natural ingredient. The ingredients are fine for use in natural products as they are safe, effective at their function for the skin care product, and are not disruptive to the environment.

What is a synthetic ingredient?

Most synthetic ingredients are easier to identify and define as synthetic. These would include any ingredient that begins with MEA-, TEA- or DEA-. The preservatives phenoxyethanol, parabens or any of the formaldehyde releasers like DMDM Hydantoin or imidazolidinyl urea are also synthetic. These synthetics are not manufactured using material from a plant source. Though it can be argued that it does come from a “natural” source, where some will say that starting from a collection of single electrons to fully manufacture something that does not exist in nature still has a natural starting material. Silly argument, but it has been said.

What are natural ingredients?

It easy to recognize most truly natural skin care ingredients. Coconut oil, olive oil, shea butter, cocoa butter, and herbal extracts are familiar and easily identified. Other ingredients may be mislabeled, such as essential oils which are not regulated and can be synthetic fragrances. There are some new plant based preservatives that are being used, though these have not all proven to be effective enough for commercial products – these may include rose or rosemary extracts. Ethanol, mainly defined as grain alcohol or grape alcohol, is a good natural and effective preservative. Alcohol can also be an organic ingredient.

The challenge of natural skin care

It’s difficult to clearly, without a long discussion and debate, define or comment on product safety. When doing an internet information search for safe natural ingredients you may find this comment – “even natural can be dangerous. Look at poison ivy.” The only real response one can make to that is – “who is the fool that puts poison ivy in skin care?”

Make your decisions based on your desired results and do your research. This will help you define natural and synthetic ingredients and find suitable skin care for your needs.

90% of average people will never take action towards better natural health care. If you are not one of them, take advantage of the use of natural, organic and essential oil products for beauty and health care now. Increase your knowledge from a leading expert, product creator and educator.

Learn more here: http://www.amazon.com/Hyaluronic-Tripeptide-Percentage-Vitamin-C-Guarantee/dp/B00KYUXIOG/

Do You Need Pet Insurance?

catPet insurance is the best way of protecting your friendly little pet as it can provide you with the kind of coverage that you are looking for your pet. This insurance is especially beneficial for you because the health care costs of your pet are very expensive. Hence as a pet owner, getting insurance for your pet is the wisest decision that you can make since the insurance can provide health as well as financial benefits.

Reasons you should consider insurance for your pet

If you have to take your cat or dog to the veterinary for one reasons or another, you will have to spend a large amount of money on these costly visits. But when you have an insurance policy for your pet in affects, it will cover your pet along with eliminating the majority of the medical costs for which you will have to pay a small amount of deductible in addition to the reasonable premium. The insurance money that you get can be very beneficial for you as it can help you for the veterinary visits like expensive operations and emergency treatments. Having an insurance policy can also help in elevating the medical costs that may have to pay for your pet’s treatment.

All inclusive pet insurance policy

You also have the option of obtaining an all inclusive insurance policy for your pet as majority of the pet coverage policies covers a wide array of procedures, medications and treatments.  But first, make sure to check out pet insurance ratings to make sure you’re choosing the right provider.It is more beneficial to opt for these kinds of policies as it can help you with the regular medical checkups of your pets. It can also helps in dealing with certain illnesses that your pet face as these policies can be handy from time to time. The need for insurance might also arise when your pet ages and hence you will need to look for a policy that provides maximum coverage with minimum amount of premiums.

This is the best way of being within your budget but the insurance premium is dependent on the age of the pet because the increase in age means more health problems. Therefore look for an insurance that can provide you with necessary funds for adequately caring for your animal. Before getting insurance for your pet, you will need to shop around for looking at a cheap insurance that can provide the best coverage for your beloved animal.

Everything You Need To Know About Identity Theft

credit fraudIdentity theft is considered as the most prevalent crimes that affect a large number of people across the globe as it is an extremely fast growing crime that can cost you thousands of dollars. Whether you have used the internet for checking your bank account or you have used your credit card when on vacation, you can also become a victim of this kind of theft. Hence it is very important that you educate yourself about this kind of theft so that you can protect and safeguard yourself from this theft.

Causes of identity theft

When your personal information as well as other key pieces of information gets leaked to another person then they make use this information for stealing your identity. It usually takes place when a person uses your social security number to gain legal employment in country or someone uses your identity for gaining legal entry to any other country. Hence it is very important that you make sure that your identity is not stolen because becoming a victim of identity theft can damage your credibility and reputation. Thus it is very important that you protect yourself from this kind of situation so that you don’t have to face any of these consequences.

Types of identity theft

Financial identity theft is one of the most common kinds of theft in which your personal information is stole for setting up financial accounts in your name but without your knowledge and permission. They will set up a complete portfolio in your name which includes credit cards, bank accounts, loans and mortgages. Hence it is very important that you dispose all your personal as well as financial documents carefully to avoid being a victim of this theft.

Social security identity theft is also a very huge problem that affects a large number of people as it make use of your social security number that can be used for opening a bank account in your name. This is generally done by email scams or phishing, stealing mains and dumpster diving done by thieves. Therefore you should never provide your social security number to anyone on phone or internet because illegal miscreants are always on the prowl to steal your valuable information.

Medical identity theft is also a rise in which an individual without insurance undergoes medical treatment on your insurance policy. This can adversely affect your life and health insurance so be careful of these thieves.

Top 5 Things To Consider Before Buying Pet Insurance

dog grooming

Everyone has the duty of keeping his or her pet fit and healthy. Since your pet is an integral part of your family, it is advisable to have it protected by a pet insurance cover that will cover it in the event of illness or an accident. Pet insurance is one of the most convenient and cost-effective ways that can enable your pet to get access to quality veterinary care. Many people often find it hard to find the right pet insurance coverage due to the high number of companies offering the cover at different prices and cover levels. Therefore, this write-up is solely intended to give you top five things to consider before paying for a pet insurance plan.

1. Cost

A good pet insurance plan should be able to give you the right amount of coverage at an affordable price. Often, the amount charged for pet health insurance varies depending on your pet`s breed, age, and where you are living. However, if you need an unlimited pet insurance plan, you will be required to pay a relatively higher price because your pet will enjoy more insurance coverage.  Embrace is an animal insurance provider that is highly recommended by many review sites online.

2. Experience of the insurance provider

How much experience does the pet insurance provider have? You should seek to get an answer to this question before considering buying a pet insurance cover from any provider. The best platform to get the details on the experience of a pet insurance company is by visiting the website and try to search the listed pet insurance companies and the length of time they have been operational. Go to the most reputable and experienced pet insurance provider.

3. Claims process

When shopping for a pet insurance coverage, you should also seek to know the exact procedures that you have to follow while making a claim. You could find an insurer that offers claims processes that are complicated and difficult, so it advisable to identify an insurance provider with a good reputation for quick claim processing.

4. Customer services

Often, in the process of looking for pet insurance, you will come across some providers that are known for poor customer service. Making a choice to insure with such an insurance provider will probably lead you to trouble in the long run. Therefore, it is recommended to conduct an intensive research and identify an insurer with a good reputation for providing quality customer care services.

5. Flexibility

Does the insurer allow you to adjust how you pay premiums? Avoid those insurance providers that provide a rigid premium payment schedule. A good pet insurance company should allow you to make premium payments on a schedule that suits your budget. Furthermore, a reputable provider should be in a position to give a wide range of payment options such as direct debit or use of credit card.